Last updated: 9/2008

everyone is welcome here!
Personal Loans for the Military-Vets - and G-S Employees
Personal Loans Guaranteed VISA Home Loans Auto Loan Credit Repair Quick $500-$1000 Debt Reduction Plan Glossary of Lending Terms

Since 1998 Bad Credit Good Credit Horrible Credit
You may have been turned away elsewhere, but everyone is welcome here!

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"I recently received a loan and I have you to thank. Aileen
Hi there, I recently signed up for your services and was able to get the debt consolidation loan that
I needed, which was GREAT! Kristina
Read more testimonials

Cash in hand! 10-30 days! It's Guaranteed!
50,000 satisfied clients a year can't be wrong!
Personal Loans - Unsecured Loans - High Risk Loans
In the military? Active or retired - try here first - Click Here
We don't let bankruptcy, liens, divorce, charge offs, etc. stop you from getting a loan.
Frequently Asked Questions
Quick $5000 Loan: Click Here
Apply right now: Click Here Pre-Qualify For Your Loan - Find out how much you can borrow: Click Here
If you need a loan and have bad credit we really can help you today!
It's guaranteed you will get your unsecured loan or your money back. That's a guarantee!
Even bankruptcy and repossession cases get approved for bad credit personal loans.
At Abacus we understand how hard it is to get unsecured personal loans with bad credit.
We've been in the credit business since 1998.
We've seen the economy when it was good and bad and we know how careful you must be on the Internet when it comes to doing business. We are serious about our customer service!
We service individuals and small businesses that have bad or unproven credit history.
If your credit is not too bad, try here first, (HFC - it's free to apply) and if you are not approved, come back and see us about getting a bad credit personal loan. In the military try here first - Click Here
If bad credit unsecured personal loans are going to be offered to you, regardless of your history of late payments, etc., it has to be understood from the beginning that we will be expecting all payments to be made on time and a definite effort made to correct any bad habits you have had in the past. Even bankruptcy does not rule you out.
But you have make the conscious decision to pay your bills on time or we don't want to deal with you. It's that simple.
You prove to us and the lender that it was the right thing to do to give you another chance.
Think this out, if you can't make the payments..............please don't apply.
We have spent over 20 years in businesses where customer satisfaction has been up-most in our minds.
We want your goals to be reached and will be happy if we play a small part in it.
Considering we serve over 50,000 clients a year for a variety of services, we think that we have a pretty good record.
Those are clients, not web site visitors, real people who actually used one or more of our services, signed up for one or more of the programs we offer or purchased one or more of our products!
We are proud of our service record and you can see it displayed in the email testimonials located on this
web page.
By the time you reach this website you may have already visited that large collection of websites which have sprouted up since we began in the 90's.
They are offering everything under the sun and guarantees of hundreds, even thousands of companies that can bankroll your loans, no matter how much you want to borrow and how bad your credit is.
Seriously, do you think there are thousands of companies out there ready to offer funding for bad credit personal loans? There are not. Just a handful actually.
We know the newest and most lenient of the lenders out there that offer these bad credit loans.
When you work with us you are working with the original.
Unconvinced? Thinking this sounds too good to be true, that nobody will give you a loan? Then read on and see how it all makes sense.
Look, you're here because you're literally searching for results. You don't want empty promises, you don't want excuses, you just want a way to get a loan without having to pay through the nose for it.
Up till now you've not gotten everything you wanted; you'd deposit a pile of money to an agent or broker and get lame performance from
some kind of web-banner ad or a direct mail or email list. You've been burned or you're just burned-out on what hasn't been working.

To get your personal loan - click here >>>
Home Ownership is not required!

Amount of Loan Repayment Plan at 9% Interest Rate
Monthly PaymentYears in RepaymentTotal Amount Repaid
(includes interest)
$2,500$505$3,600
$5,000$6310$7,601
$7,500$9510$11,401
$10,000$12710$15,201
$15,000$19010$22,802
$20,000$25310$30,402
$25,000$31710$38,003
$30,000$38010$45,603
$35,000$44310$53,204
$40,000$50710$60,804
$45,000$57010$68,405
$50,000$63310$76,005
$55,000$69710$83,606
$60,000$76010$91,207
$65,000$82310$98,807
$70,000$88710$106,408
$75,000$95010$114,008
$80,000$1,01310$121,609
$90,000$1,14010$136,810
$100,000$1,26710$152,011
$110,000$1,39310$167,212
$120,000$1,52010$182,413
$130,000$1,64710$197,614
$140,000$1,77310$212,815
$150,000$1,90010$228,016

Pre-Qualify For Your Loan - Find out how much you can borrow: Click Here

Your money back guarantee is immediately in effect!

See our refund policy
Frequently Asked Questions
Use a Personal Check
Please note: Because we have had so many bad checks,
You will have to wait until your check clears to receive your information!
When the secured payment screen comes up, if it is asking for your credit card instead of personal check.
Click Here
Customers keep writing!
Hi there, I recently signed up for your services and was able to get the debt consolidation loan I needed,
which was GREAT! Kristina
This is a really good service and a few of my friends I told about it were able to get help.
Sincerely Mrs S.
I would just like to Thank You. Good Job! Thanks Juli
Marlon Writes:
"I HEARD ABOUT YOUR WEBSITE FROM A FRIEND. HE WAS IN A HORRIBLE CREDIT SITUATION AND HE FOUND YOUR LOAN SITE. HE SIGNED UP AND HE GOT THE LOAN. I WAS VERY SKEPTICAL THAT IT WOULD WORK FOR ME. HE IS ALL IN THE CLEAR NOW. HE RECEIVED A CHECK TO PAY OFF ALL OF HIS DEBTS AND HAD MONEY LEFT OVER FOR A DOWN PAYMENT ON A NEW CAR."
MARLON

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Other Bad Credit Links and Information

The Top Web Sites
For unsecured loans and ways to raise money for good or bad credit:
Click Here
Personal Loans

Household Finance and Beneficial Nationwide
HFC and Beneficial are sub-prime lenders who offer loans to
those that may have less than perfect credit
HFC not available in Alaska, Arkansas, Hawaii, Maine, Mississippi, North Dakota,
South Dakota, Vermont, West Virginia, Wyoming, and Washington DC

Beneficial not available in Alaska, Arkansas, Mississippi,
North Dakota, Vermont, and Washington DC
Click Here to apply at Beneficial
Click Here to apply at HFC
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Guaranteed Credit Cards
VISA - MC
If you have Poor Credit, No Credit or even Horrible Credit -
now you can get a guaranteed Unsecured VISA or MC:
Click Here
Note: If you have bad credit:
For the Complete
List of Credit Cards for bad credit - VISA and MC
It's getting hard to get a credit card again as money gets tight!
Click Here
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Bad Credit Homeowners
Click Here To Apply
Your answer usually in 24 hours or less.
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Personal Loans - Canada and USA
Not for bad credit! - Better credit required.
Up to $10,000 with a quick answer.
National company with impeccable record.
USA or Canada! Safe and Secure
USA:Click Here
Canada: Click Here
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Remarkable! Latest Technology! Now Available!
CNN says this is the new way to get out of debt.
If you can't get a loan, you just ask for the money you need!
Get Donations from around the world that you never pay back!
If you really need the money.
Read the report from CNN
As well as several other news articles about this innovation:
One woman got over $20,000 in just over 20 weeks!
DonateMoney2me.com
Click Here
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Credit Repair done by a real law firm:
Clean Up Your Credit Report Click Here
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Unsecured Personal Loans
Options for no payment for 6 months!
Or interest only payments for first six months.
Bad credit welcome and always approved!
Click Here
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Totally New Concept!
The Newest way to get an unsecured loan -
Not from a company but from an ordinary individual!
People lending to people. Private Deals.
It's going to change the way lending is done.
Private Deals from Private People!
Click Here
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Personal Loans - Canada and USA
If you have better credit:
Click Here
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Special Note: Please read this! -- This is very dangerous to your credit!
Avoid the credit check pitfall!
Before you start applying everywhere, realize this:
2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged!
But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged.
Here is how it works:
If you purchase a copy of your credit report in advance,
a lender can pre-approve you with a faxed current copy of your credit report. If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you.
Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or three or more!
Note: when you purchase your credit report, it does not show up as an inquiry!
It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports. You really need to bite the bullet and find out what's on your credit record!
As reported on CNN, NBC, ABC, CBS, and Fox News,
.................a recent study showed 79% of all credit reports
have some incorrect information.
Incorrect information can cause you to pay more in interest, make it difficult to get a home or even rent an apartment and much more!
To order your credit report and get it instantly online: Click here
Be sure to get the one with all 3 credit bureaus reports as you will need all three.

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Free E-Book VipCredit Handbook
(this is not the one you see advertised all over the web, this is a concise up to date handbook)
Good news!!
Our new free E-book does not have to be downloaded!
It is web based and comes up in your browser, give it a minute to load.
You need this information to make in this credit society!
"It's terrific!" and It's absolutely FREE!
Click Here
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Free Credit Empowerment Zone
The more you know the better off you are!
Newest Articles:
Are you struggling with personal debt?
Found yourself in a sea of debt?
Are credit cards your enemy?
Glossary of Lending and Financing Terms
Learn More about Credit
and how it affects your life.
Click on the Title:
Credit Card - Rules to Use
Bad Credit Card
Bad Credit Unsecured Loan
Fair Credit Billing
Equal Credit Opportunity
Fair Credit Reporting
Lost or Stolen Credit and ATM Cards - What to do
Credit Cards - The Choosing and Using Of
Getting Credit During Retirement Years
Over 50 Ways To Save Money
About Those Pre-Approved Credit Cards
How to Correct Mistakes In Your Credit Report
New Power to Fix Credit Reports
Another Great Article On "Credit Repair"
About Secured Credit Cards
Those Unsolicited Credit Card Offers
Your Consumer Rights About Credit
The Truth About Those "Credit Card Loss Protection" Offers
Zero-Percent Financing Deals
Protecting Your Financial Privacy in Cyberspace
What Debt Relief Advertisements Are About
Holiday Shopping Tips
Automatic Debit Scams
Checklist: Before Cosigning A Loan
Selecting a Financial Planner
Picking A Credit Counselor
Credit and Charge Card Fraud and How to Avoid It
More On The New "Credit Scoring"
The Truth About Credit Card Blocking
What Is Electronic Banking?
Surviving in the event of a Job Loss
Applying for Business Credit?
About Living Trust
Cosigning A Loan
Fair Debt Collection
About Debit Cards
More About Debit Cards
Credit Repair
Identity Fraud On The Rise

Thinking About Getting A Mortgage?
Prepare yourself with this checklist
Mortgage Choices
Adjustable Rate Mortgages
Selecting A Real Estate Agent
Refinancing Your Mortgage Loan

Bad credit personal loans are one of the most requested loans in the world. Although you might think home loans or auto loans would be requested more often, the truth is that personal loans, especially bad credit personal loans are high on the list. Because of this, there are many disreputable ways to lose money if you are looking for that type of loan, personal loan with bad credit. If your credit is good, you are less likely to get taken in......this is because there are so many reputable companies that offer personal loans for people with good credit.
We offer credit cards, personal loans, unsecured loans, high risk loans, loans to people with bad credit, signature loans, home loans, car loans and automobile refinance loans, pay day loans, cash advance loans,
debt consolidation loans and alternative loans specializing in bad credit.

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Bad Credit Good Credit Horrible Credit

Personal Loans Guaranteed VISA Refinance Loan Mortgage Loan Auto Loan Credit Repair

Quick $500-$1000 Debt Consolidation Plan

Glossary of Lending and Financing Terms

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we may need additional information to find your records and/or to respond properly.
When you send in your comment, please be specific and if you are an existing member,
send your member receipt number.
If we get an a message that reads something like this: "How long will it take?"
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Be specific as possible. We get questions about many different services.
The more information you send the faster everything goes.
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We will never sell your information. We do not share ANY information with outside parties. To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.

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